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Terms and Conditions
Last Updated: [9/21/2024]
Welcome to Ztockly (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms.
Please read these Terms carefully before using our Services.
1. Acceptance of Terms
By accessing or using Ztockly, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not use our Services.
2. Modification of Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.
3. Description of Services
Ztockly provides stock analysis and recommendations based on market research and data analytics. Our Services are intended for informational purposes only and should not be construed as personalized investment advice.
4. No Investment Advice
• Not a Financial Advisor: Ztockly is not a registered investment advisor, broker-dealer, or financial analyst.
• Informational Purposes: All content provided is for general informational purposes and does not constitute financial advice.
• Independent Decision-Making: You should conduct your own research and consult with qualified financial professionals before making any investment decisions.
• No Guarantee of Results: Past performance is not indicative of future results. We do not guarantee any specific outcomes from the use of our Services.
5. Limitation of Liability
• No Liability for Losses: Ztockly shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages, including but not limited to financial losses arising from investment decisions based on our content.
• Use at Your Own Risk: Your use of the Services is at your sole risk. We provide the Services on an “AS IS” and “AS AVAILABLE” basis.
6. User Obligations
• Accurate Information: You agree to provide accurate and current information when creating an account or using our Services.
• Compliance with Laws: You agree to comply with all applicable laws and regulations when using our Services.
• Prohibited Activities: You shall not engage in any activities that are harmful to Ztockly or other users, including but not limited to hacking, distributing malware, or infringing on intellectual property rights.
7. Intellectual Property Rights
• Ownership: All content, features, and functionality on Ztockly, including but not limited to text, graphics, logos, and software, are the exclusive property of Ztockly and are protected by intellectual property laws.
• Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial use.
8. Privacy Policy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. [Insert link to Privacy Policy]
9. Third-Party Links
Our Services may contain links to third-party websites or services that are not owned or controlled by Ztockly. We have no control over, and assume no responsibility for, the content or practices of any third-party sites or services.
10. Termination
We reserve the right to suspend or terminate your access to the Services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or us.
11. Indemnification
You agree to indemnify, defend, and hold harmless Ztockly, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or in any way connected with your access to or use of the Services.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions.
13. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
14. Entire Agreement
These Terms constitute the entire agreement between you and Ztockly regarding the use of our Services and supersede any prior agreements.
15. Contact Us
If you have any questions about these Terms, please contact us at:
• Email: team@ztockly.com
• Eligibility: For products designated as refundable, if our stock prediction deviates by more than 1%, you are entitled to a full refund of your service fee, no questions asked.
• Refund Process: To initiate your refund, if it has not been processed automatically, please email us at team@ztockly.com. We will promptly handle your request.
• Processing Time: Refunds may take 3-5 business days to appear in your account, depending on your form of payment and financial institution.